CURRENT PROFIT RATES
(For the half year ended 31.12.2009)
The Industrial Development Bank of Pakistan is offering the following rates of profit on different categories of PLS Deposits.
Special Notice Deposits:
| 7 to 29 days notice | 2.50% p.a. | on maturity |
| 30 days and over notice | 3.00% p.a. | on maturity |
Saving Bank Account:
| Saving Bank Account | 5.00% p.a. | Half Yearly |
Business Deposits Account
| Upto Rs.100 million | 5.00% p.a. | Half Yearly |
| Above Rs.100 million to Rs.500 million | 5.25% p.a. | Half Yearly |
| Above Rs.500 million to Rs.750 million | 5.50% p.a. | Half Yearly |
| Above Rs.750 million to Rs.1 billion | 5.75% p.a. | Half Yearly |
| Above Rs.1 billion | 6.00% p.a. | Half Yearly |
Term Deposits: (One year & above not exceeding 5 years)
| On Deposits upto 30.06.2003 | 7.00% p.a. | Half Yearly |
| On Deposits w.e.f. 01.07.2003 | 5.00% p.a. | Half Yearly |
On Deposit before 13.08.2008
(with minimum deposit limit of Rs. 1.000 million)
TDRs 3 months tenor 7.00% p.a. On Maturity TDRs 6 months tenor 7.25% p.a. On Maturity TDRs 12 months tenor & above 7.50% p.a. Monthly
On deposit after 13.08.2008
TDRs 3 months tenor 9.00% p.a. On Maturity TDRs 6 months tenor 10.00% p.a. On Maturity TDRs 12 months tenor & above 11.00% p.a. Monthly TDRs 12 months tenor (w.e.f. 01.05.2009) 12.00% p.a. Monthly
IDBP Mahana Munafa Certificates: (Scheme Abolished)
| On Deposits upto 30.06.2003 | 7.00% p.a. | Monthly |
| On Deposits w.e.f. 01.07.2003 | 5.00% p.a. | Monthly |
Profit rates applicable on outstanding deposits not yet matured
IDBP Mahana Amadni Scheme :
(as per scheme)
| Deposits obtained before 01.12.2007 | 11.00% p.a. | Monthly |
| Deposits obtained on / after 01.12.2007 | 10.50% p.a. | Monthly |
| Deposits obtained w.e.f. 13.08.2008 | 11.00% p.a. | Monthly |
| Deposits obtained w.e.f. 07.11.2008 | 12.00% p.a. | Monthly |
| Deposits obtained w.e.f. 01.02.2009 (tenor one year) (on re-investment after maturity of existing deposits and fresh deposits) | 14.00% p.a. | Monthly |
| Deposits obtained w.e.f. 01.05.2009 (tenor one year) (on re-investment after maturity of existing deposits and fresh deposits) | 12.00% p.a. | Monthly |
IDBP Special Deposit Certificates: (Scheme Abolished)
| --- | 9.00% p.a. | Monthly |
Profit rates applicable on outstanding deposits not yet matured
Employees Behbood Scheme:
(as per scheme)
| Deposits obtained before 01.12.2007 | 11.00% p.a. | Monthly |
| Deposits obtained on / after 01.12.2007 | 10.50% p.a. | Monthly |
| On maturity of existing deposits and their re-investment | 11.00% p.a. | Monthly |
| Deposits obtained w.e.f. 01.02.2009 (tenor one year) (on re-investment of existing deposits after maturity) | 14.00% p.a. | Monthly |
| Deposits obtained w.e.f. 01.05.2009 (tenor one year) (on re-investment of existing deposits after maturity) | 12.00% p.a. | Monthly |
Besh Baha Munafa Certificates Scheme (Scheme Abolished)
| w.e.f. 01.11.2008 | 9.00% p.a. | On Maturity |
| w.e.f. 01.02.2009 | 11.00% p.a. | On Maturity |
Profit rates applicable on outstanding deposits not yet matured
TALIMI Certificates: (Scheme Abolished)
| --- | 5.00% p.a. | On Maturity |
Profit rates applicable on outstanding deposits not yet matured
Institutional Investment Scheme:
| This scheme has been designed for securing large deposits from Corporate Clients/Autonomous Bodies/Semi-Government and other Public Sector Corporation | As per prevailing market conditions depending upon size and maturity of deposits | As per negotiated terms |
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